Banks Want To Open Debate on Free Banking

In recent years the banks have managed to make themselves hugely unpopular with the public at large. Now in a move which is going to go down as well as a ham sandwich at a Barmitzvah, leading bankers are calling for an end to free banking.
These guys are amazing. First of all banking is far from free, with charges for overdrafts, loans and mortgages. The credit balance that we keep in our current and savings accounts is all that keeps a bank financially viable. In return we get no, or little interest on our funds. That same money gets loaned out at huge margin and even then the banks came running to the tax payer for a bailout when they screwed up their commercial investments through greed.
No, its not free banking that needs to end, but the corrupt way that banks are allowed to get away with contemptible treatment of their customers.